HIGHLAND ADVISORY CORP.

_________Michael Hadow, M.B.A., CFP™, CFA®________

Highland Advisory Corp.
P.O. Box 5066
San Jose, CA 95150

Phone: (408) 279-1525
Fax: (408) 279-1526
Toll Free: (800) 246-5548
Email: hac@jps.net

Please contact our office for a copy of our current C.V.

Michael Hadow 

     Michael Hadow has over twenty-five years of investment management experience.  He has an MBA in finance and real estate from the University of Southern California.  The professional designations held include Certified Financial Planner® and Chartered Financial Analyst®.  He has taught at the college and graduate school level on investments and is a guest lecturer on investment matters.  Mr. Hadow has testified in Securities Arbitration hearings; litigation of matters involving securities, i.e. trust accounts or managed accounts; and expert testimony before the California Public Utilities Commission.

Areas of Expertise 

Did the "investment advisor's" portfolio management meet the Uniform Prudent Investor Act standards?
(This is the fundamental question to be answered before commencing action.)

Determination of possible damages caused by the "investment advisor's" actions.

Is the proposed capital settlement adequate for the involved party?

Work has been performed for either plaintiffs or defendants.

The Company

     Highland Advisory Corp. has over fifteen years experience in the implementation of Modern Portfolio theory in investment management.  We can submit exhibits with supporting computer quantification pertaining to compliance or non-conformity with the Uniform Prudent Investor Act and "The Prudent Investor Rule"-Restatement of the Third Law, Trust of the American Law Institute.  The firm has access to institutional sources of supporting information, and has its own computer programs.